Graduate Tuition, Fees, Financing, and Financial Aid

2018-2019 Tuition

Master of Arts in Teaching (M.A.T.) Courses

Fee Amount
Per-credit tuition cost $681
Minimum credits for degree 36
Anticipated program tuition $24,516

Some courses may require fees for laboratory use, materials, etc. Specific concentrations may require additional work, e.g. the MAT, Special Education program requires 38 credits.

MAT, Mathematics Teaching Courses

Fee Amount
Per-credit tuition cost $766
Minimum credits for degree 32
Anticipated program tuition $24,512

Some courses may require fees for laboratory use, materials, etc.

MAT, Teacher Leadership Courses

Fee Amount
Per-credit tuition cost $766
Minimum credits for degree 32
Anticipated program tuition $24,512

Some courses may require fees for laboratory use, materials, etc.

Non-Degree and Institute For-Credit Courses

Fee Amount
Per credit tuition cost $681

Some courses may require fees for laboratory use, materials, etc.

Non-Credit Courses

Fee Amount
Per credit tuition cost $549

Some courses may require fees for laboratory use, materials, etc.

Additional Course Tuition

Students who elect additional courses beyond those required for their program (e.g., for an additional licensure or area of concentration) will pay tuition on a per-credit basis.

Customized On-site Professional Development and Workshops

Schools or organizations interested in setting up customized professional development or workshops should contact the program director to discuss their needs.

Enrollment Deposit

To secure their place in the program, admitted applicants will pay a non-refundable $300 deposit that will be applied as a credit on their first bill.

Student Government Association (SGA) Fee

The Student Government Association (SGA) fee is required of all graduate students in campus-based programs, which includes students enrolled in the fall in the M.A.T. program. The SGA establishes the fee and determines the distribution of the funds. This fee supports campus-based events and organizations and the Five College buses. For 2018-2019 the SGA fee is $109.

Health Insurance

Massachusetts law requires that all students have adequate health insurance coverage. Mount Holyoke recommends the Student Health Insurance Plan offered through the College. In July, students are billed for health insurance for one calendar year with coverage beginning August 15. Domestic students may waive coverage with proof of comparable coverage in another plan prior to the start of fall classes (or spring classes for spring matriculants). Students waiving coverage must do so annually by the waiver deadline. All international students are required to carry the Mount Holyoke College Student Health Insurance Plan unless they are covered by an embassy plan. For 2018-2019 the annual cost for health insurance is $2,055.

Transcript Fee

Current students may order official transcripts through my.mtholyoke. The $4 transcript fee will be charged to an active student’s account. A student must pay all past due balances on the account before transcripts will be issued. Former students must prepay the transcript fee.

Late Drop Fee

Applicants who need to withdraw from a January or Summer course should send an immediate email clearly stating the request to withdraw from a specific course and session date to page@mtholyoke.edu. If the email message is received before the first class meeting, the applicant will be eligible for a full refund.

Billing

No paper bills will be sent. The tuition is billed for the upcoming semester at the following times during the year based on enrollment. Additional monthly bills are created for any changes based on actual enrollment after the add/drop period.

Fee Amount
For this semester: Bills will be issued / and payment will be due:
Summer session 1 Early May. Payment due by May 29.
Summer Session 2 Early June. Payment due by July 9.
Fall semester Early August. Payment due by September 5.
January term December. Payment due by January 2.
Spring semester December. Payment due by January 22.

Bill amounts are specific for each student, and depend on a student’s actual enrolled credits, their academic plan and progress, and the billing term. For specific details, students should consult with their Academic Advisors and Student Financial Services.

An email will be sent to the student's email account when bills have been posted and are ready for viewing.  Payment for all charges is typically due within 30 days.  Students may view charges and credits on their student account by logging into my.mtholyoke and choosing “Course Registration and Bill Payment" then "Student Account and Payment” from the Self-Service Menu. Students may authorize parents, guardians, or others for bill viewing and payment by creating an authorized user account in TouchNet. Authorized users may view students' account information by logging in to TouchNet.

Student account information will not be shared with anyone who is not authorized by the student per federal regulation. Students must authorize other sponsors to view the bill and to receive notification when the monthly bill is prepared.

Past due balances will incur a late fee of 1% each month on balances over $100.  Students who have not paid (or made arrangements acceptable to Student Financial Services to pay) by the following dates will be automatically dropped from their courses for the unpaid term:

  • Summer session 1: June 5
  • Summer session 2: July 16
  • Fall semester: September 25
  • January term: January 3
  • Spring semester: February 11.

No student may register for classes, or receive a degree, diploma, or transcript until the student’s bill is paid. In addition, on-campus charging privileges may be suspended for any student with significant past due charges. If you would like to arrange for payment other than on the regularly scheduled due dates, the College offers a semester payment plan and provides information on several types of educational loans. The College cannot make arrangements for payment other than those herein described.

Financial Aid

Funding their education is a concern for many students. Mount Holyoke's Office of Student Financial Services works closely with students to talk about what federal aid resources might be available.

Financing

Please read the information on Resources for Funding Your Education for scholarships, fellowships, and other resources that can help defray the costs of education, such as the following:

Mount Holyoke College Partnerships

Teach Western Mass M.A.T. Fellowship 

A fellowship and stipend for students enrolled in Mount Holyoke College’s Master of Arts in Teaching (M.A.T.) degree program.  In addition to a $9,999 living stipend, Fellows will have unique development opportunities through one-on-one mentorship, monthly professional development sessions, and continued access to the resources of Smith Education & Child Study Program and Mount Holyoke College. Students enrolled in the Fellowship Program will graduate and enter a two-year full-time teaching commitment with one of twenty-six Teach Western Mass partner schools.

Peace Corps Scholarship

In partnership with the Paul D. Coverdell Fellows Program, Professional and Graduate Education programs offer a 50% tuition remission to Returned Peace Corps Volunteers. Students who wish to apply for this must submit an essay for the M.A.T. Promising Teacher Award, as well as a certificate from Peace Corps illustrating that they have completed (or expect to complete) their program.

City Year Scholarship

In partnership with City Year, Professional and Graduate Education programs offer 50% tuition remission for City Year alumni who are aspiring school teachers.

Holyoke Public Schools Urban Teacher Pathway

The Urban Teachers Pathways Program, an initiative that allows district educators the opportunity to pursue master’s degrees at the College while they continue to work.  Program applicants must have a bachelor’s degree, be nominated by a supervisor, and have successfully completed the Communications and Literacy Massachusetts Test for Education Licensure examination. 

Mount Holyoke College Scholarships

Scholarship Applications for 2018-2019 are available online. Applications for scholarships are accepted on a rolling basis, on a first-come, first served basis. Each program has a priority deadline; applications submitted before the deadline will take first priority. After the deadline, scholarship applications will be considered on a funding-available basis.  Priority deadlines for 2018-19 were:

  • Masters of Arts in Teaching (MAT): January 31
  • MAT, Mathematics Teaching: April 30
  • MAT, Teacher Leadership: March 30

Community Scholars Scholarship

This award is open to nondegree seeking students taking a course for credit. To be considered for this scholarship, applicants must address the following question in 500-1000 words: How will this course and award empower you in your work or to achieve your professional goals?  How might you use the knowledge you gain from it to pay it forward? Community Scholars Scholarship amounts usually range from $200-$500 per credit. Several scholarships are awarded each year depending on funds available.

Mount Holyoke Alumnae Scholarship

This award is open to students who received their bachelor’s degree from Mount Holyoke College who are committed to serving students in order to build a stronger education system. To be considered for a scholarship, applicants must submit a 500-1000 word personal statement on their qualifications for this scholarship and their professional goals as they relate to being educational leaders. Mount Holyoke Alumnae Scholarship amounts usually range from $1,000 - $3,000. Several scholarships are awarded each year depending on funds available.

Promising Teacher Scholarship

This award is open to students who demonstrate a dedication to education, student learning, and aspire to affect change in their school, district, or beyond. Preferred candidates should demonstrate evidence of academic and professional potential and personal commitment to social justice, equity, and/or leadership in education. To be considered for this scholarship, applicants must submit a 500-1000 word personal statement on their qualifications for this scholarship and their dedication to educational excellence and leadership. Promising Teacher Scholarship amounts usually range from $1,000 - $4,000. Several scholarships are awarded each year depending on funds available.   

Sonia Nieto Diverse Educator Scholarship

This award is open to students who demonstrate a dedication to education, student learning, and aspire to affect change in their school, district, or beyond. The purpose of this scholarship is to create a pathway for preparing teachers who represent the diverse range of children we serve in schools. Preferred candidates will be from underrepresented groups, demonstrate evidence of academic and professional potential, and have a personal commitment to social justice, equity, and/or leadership in education.

To be considered for this scholarship, applicants must submit a 500-1000 word personal statement on their qualifications for this scholarship and explore how your work will either (1) address the issue that “A community that is diverse, but not equitable and inclusive, cannot achieve its full potential”, or (2) reflect on how you believe diversity drives innovation and fosters creativity, and how you would anticipate incorporating and supporting diversity, equity and inclusion into your professional practices. 

Sonia Nieto Scholarship amounts usually range from $3,000 - $5,000, with a maximum of $10,000. Several scholarships are awarded each year depending on funds available.

Global Educator Scholarship

This award is open to students who have demonstrated behaviors focused on “thinking globally and acting locally” and who demonstrate a commitment to integrating global themes into their work. The themes addressed could include: global languages and culture; intercultural competence, environmental sustainability, or human dignity and rights.  Preferred candidates will demonstrate (1) evidence of global experience thought academics, extracurricular participation, community involvement, or work experience, and (2) professional potential and personal commitment to social justice, equity, and/or leadership in education.

To be considered for this scholarship, applicants must submit a 500-1000 word personal statement on their qualifications for this scholarship and discuss what it means to be a global citizen and how they would anticipate incorporating global perspectives in their academic and professional endeavors. Global Educator Scholarship amounts usually range from $3,000 - $5,000, with a maximum of $10,000. Several scholarships are awarded each year depending on funds available.  

Critical Impact Scholarship

This award is open to students who demonstrate a dedication to working in areas of high need and/or in underserved areas or communities.  Current areas of high need include: English as a Second Language, Special Education, and STEM. The purpose of this scholarship is to prepare educators to contribute in the areas of highest need. Preferred candidates will demonstrate evidence of academic and professional potential, and personal commitment to excellence and leadership in education. To be considered for this scholarship, applicants must submit a 500-1000 word personal statement on their qualifications for this scholarship and their professional goals as they relate to the area of high needs they would like to work in.

Critical Impact Scholarship amounts usually range from $3,000 - $5,000. Several scholarships are awarded each year depending on funds available. 

Emerging Leader Scholarship

This award is open to students who show potential and interest in assuming a leadership role in their field. To be considered for this scholarship, applicants must submit a 500-1000 word personal statement on their qualifications for this scholarship and their professional goals as they relate to being leaders in their field.

Emerging Leader Scholarships range up to $5000. Several scholarships are awarded each year depending on funds available.

Distinguished Teacher Leader Scholarship

This scholarship is intended to honor outstanding educators who have received formal acknowledgement of their expertise and leadership in teaching. This selective scholarship is available to those who have been chosen as recipients of one of the awards below. The Scholarship amount is $10,000. Awardees may use the scholarship or nominate one colleague to whom they wish to transfer it. (Transfer does not guarantee admittance to the program. The scholarship may only be transferred to someone who is not a current graduate student at Mount Holyoke College.) To transfer this scholarship award to a colleague, the initial recipient must fill out the Transfer Nomination Form indicating who you would like to transfer your award to and why. Nominees for an award transfer will need to provide a personal statement on their commitment to excellence and leadership in education along with their application.

Recipients of one of the awards below automatically receive the Distinguished Teacher Leader Scholarship upon acceptance into the program and verification of their award status. Award Categories

  • Kevin Grover: State Teachers of the Year or runners up for the State Teacher of the Year
  • Pioneer Valley: Recipients of a Pioneer Valley Excellence in Teaching Award

Mount Holyoke College Fellowships

Global Teacher Leader Fellowship

This award provides tuition remission for students who are seen as leaders in the field who have the potential to support scholarship in the field of education.  Graduate student fellows are responsible for contributing to Mount Holyoke College’s efforts in research, professional engagement, global initiatives and they work closely with faculty to develop unique projects. Up to two fellowships will be awarded each year.

To be considered for this fellowship, applicants must address the following question in 500-1000 words: How do you see yourself contributing to Mount Holyoke College’s efforts in research, professional engagement, and global initiatives. Please include information about why you need the fellowship to attend, including any relevant information on your background, particularly what your goals are, and how having the opportunity to would help advance those goals. A letter of recommendation is also required.

Global Teacher Leader Fellowship amounts usually range from $6,000 - $8,000 up to a maximum of $12,000. Two fellowships are awarded each year depending on funds available.

Private Scholarships

Professional organizations, community organizations, and fraternal organizations are all places to consider when looking for private scholarships.  Additionally, there may be career-specific scholarships, or scholarships based on particular aspects of your life (for women, for veterans, for people living in certain counties, etc.).  For instance, many students in our Mathematics Teaching graduate program apply to National Council of Teachers of Mathematics Education Trust for scholarships and support.  Mount Holyoke College undergraduate alumnae may apply for Alumnae Fellowships.

Employer Tuition Assistance

Students should explore tuition benefits that may be offered by their employer. Benefits may include tuition reimbursement, scholarships, or waivers. Employers may provide up to $5,250 in employer education assistance benefits for undergraduate or graduate courses tax-free each year, per section 127 of the Internal Revenue Code. You do not necessarily need to be seeking a degree to be eligible. Many employers will require that you stay at the organization for some time once you’ve completed the degree.

Veterans Benefits/GI Bill®

For veterans who qualify, GI Bill benefits may offer the cost of tuition, fees, books and housing. GI Bill is a registered trademark of the U.S. Department of Veterans Affairs (VA).

Loans and Grants

There are a variety of federal and private types of financial aid available for graduate students, including (more information follows the list):  

Student Financial Services works closely with students to ensure that they are aware of the different financing options available to best suit their individual needs.

TEACH Grant

The federal TEACH Grant Program provides grants of up to $3,728 a year to full time graduate students who are completing or plan to complete the coursework needed to become teachers. (A graduate student may receive a total of two scheduled awards for a total of $7,456 provided they are in attendance full-time for two years.) There are a number of conditions and requirements that must be met in order to receive the TEACH grant.

Federal Direct Student Loan

Graduate students are eligible for the Federal Direct Student Loan (FDSL) for up to $20,500 for the academic year, provided they are enrolled in at least four credits per semester. The FDSL loan interest rate for the 2016-17 academic year is 5.31% and the loan is unsubsidized (interest accrues on the loan during periods of enrollment). Repayment begins six months after the student is no longer enrolled in at least four credits. Graduate students may borrow a maximum amount of $138,500 for their graduate/professional education. Students must complete the Free Application for Federal Student Aid (FAFSA) and complete entrance counseling and a promissory note

Grad PLUS Loan

Grad PLUS loans are available for up to the cost of attendance minus any other awarded financial aid (including loans). The interest rate for the 2016-17 academic year is 6.31% and repayment begins two months after the last disbursement for the academic year. Graduate students must be enrolled in at least four credits to be eligible for federal loans. Students must file the Free Application for Federal Student Aid (FAFSA) and a Grad PLUS application to be considered for a Grad PLUS loan.

MEFA Graduate Student Loan

Massachusetts Educational Financial Authority (MEFA) is a non-profit state agency that offers financing to U.S. citizens or permanent residents who are studying at least half time at accredited degree-granting non-profit colleges and universities. The MEFA Graduate Student Loan for the 2016-17 academic year has a fixed interest rate of 6.09% during the in- school period and 6.89% during repayment. The deferred repayment fixed interest rate is 6.29%.

Private Student Loans

Student Financial Services strongly suggests that all federal financing options be maximized prior to turning to non-federal financing alternatives. Federal loans offer repayment options based on income and have forbearance and deferral options during times of extreme economic hardship that other loan programs do not offer. Also, some federal loan programs offer loan reductions or forgiveness for public service and teaching in high need areas.

Students interested in private (alternative) student loans may find more information by contacting Student Financial Services.

Teacher Loan Forgiveness

The Teacher Loan Forgiveness Program is intended to encourage individuals to enter and continue in the teaching profession. Under this program, those who teach full-time for five complete and consecutive academic years in certain elementary and secondary schools and educational service agencies that serve low-income families, and meet other qualifications may be eligible for forgiveness of up to a combined total of $17,500 on their Subsidized and Unsubsidized Federal Stafford Loans and Federal Direct Loans. Those who have PLUS loans only are not eligible for this type of forgiveness. The Federal Student Aid website is a good resource for more information.

Private Loans for International Graduate Students

Many of the private lenders who lend to Mount Holyoke undergraduates will also lend to graduate students who have qualified co-signers who are U.S. citizens or permanent residents.

Tax Benefits for Education

There are a variety of Qualified Tuition programs that allow for tax-free college savings plans, including 529 plans, Coverdell Education Savings Accounts, and others.

Graduate students may also be eligible for education related tax credits, including the Lifelong Learning Tax Credit (up to $2,000 annually), qualified educational expense deductions, student loan interest deductions, and business deductions.  

Please see IRS Publication 970 “Tax Benefits for Education” for more information.

Refund Policies

Tuition Refund

Students who withdraw or take a leave of absence during the fall or spring semesters will be refunded per the schedule outlined below. The official withdrawal date for a student is determined by the PaGE program director. The PaGE office must receive written notice of the student’s intent to withdraw. Please see Withdrawal from the College in the Academic Regulations chapter for more information.

Students will be refunded 100 percent of their previously paid tuition, less the enrollment deposit for new students, if the PaGE office receives written notice of an official withdrawal or leave of absence before the first day of classes. If a student officially withdraws or takes a leave of absence on or after the first day of classes of a particular term or session of the fall or spring semester, refunds occur on the following schedule:

Fall and Spring Refund Schedule

Weeks Percentage
Week 1 90%
Weeks 2-3 75%
Weeks 4-5 50%
Weeks 6-7 25%

Summer Session Tuition Refund Schedule

Weeks Percentage
Weeks 1 75%
Weeks 2 50%
Weeks 3 25%

Summer courses are typically shorter than fall and spring courses. Students requesting refunds before the first day of the Summer session are entitled to a full refund, less the enrollment deposit paid.

January Tuition Refund

January session is typically only two weeks long. For this reason, refunds are not given to students who withdraw or take a leave of absence during the January session. Students requesting refunds before the first day of the January session are entitled to a full refund, less the enrollment deposit paid.

Refund of Scholarships

If a student receiving a scholarship drops or withdraws from a class, the amount of the scholarship applied towards the student bill will be proportional to the amount billed per the tuition refund schedule above.

Refund of Federal Student Loan

Federal aid refund policies are different than institutional refund policies. For students receiving federal loans for the fall or spring, “earned” loan funds are prorated based on the time enrolled (percent earned vs. unearned). Grad PLUS loans are returned before the Federal Direct Student Loan when loan funds must be returned.

Refund of Fees

There is no refund of the Student Government Association fee if a student withdraws on or after the first day of classes. During the fall and spring semesters, no per-credit tuition adjustments will be made for classes dropped after the fifteenth day of classes unless the student takes a leave of absence or withdraws from the College at which point the above refund schedule will apply. If there are any credits on a withdrawn student's account after charges are adjusted, refunds will be sent to the student within 30 days of notification of change in status.